Flood Excess

Flood Excess Insurance is new to the market!

After the recent high profile flood events everyone knows that flooding causes social and economic damage and destruction.

Did you know that 1 in 6 homes in England is at risk of flooding?  There are 2.4 million properties at risk of flooding from rivers or the sea and 3 million properties are in areas at risk from surface water flooding.  Approximately 600,000 properties are in areas at risk from all three types of flooding.

With the increase in the intensity and severity of recent flood claims, insurers have hiked policy excess requirements for those post codes ‘at risk’ of flooding.  Even if property owners have not claimed previously, they could find their ‘flood’ excess financially challenging.  If they have previously flooded, the excess payment should flooding occur again could be crippling.

Flood Excess Insurance to the rescue…

Key points:

  • Cover available for Commercial, Residential and Landlords properties
  • Quotes are location specific – no more than two flood claims in 5 years
  • Excesses up to £50,000

For further information and advice: call Tricketts today.


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