Café & Restaurant

Insurance for my café or restaurant?

Insurance cover is important because you need to protect your customers, your business and yourself.

Tricketts Insurance Brokers can tailor your policy to your specific business needs. Having your insurance in place means that you can concentrate on giving your customers great service while we take care of the rest.

We have access to a breadth of rated insurers which means we have power to negotiate the best cover for the right price. Call us today for friendly, non-partial advice: 01706 212231.

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COVER OPTIONS

Public Liability and Employers Liability

Damage to third party persons or property including injury to your employees.
Building Cover

The bricks and mortar, protection against damage. If you rent then you may not need buildings as these should be covered by your landlord.
Stock and Contents

Cover your stock i.e. food and drink. Contents such as cooking equipment, refrigerators, tables and chairs are more permanent. This cover protects you against damage and theft.
Loss of license

Covers you against the costs incurred from losing your licence to sell alcohol.
Money

Cover for the money within the business. Usually different sums insured for different locations.
Freezer Food Cover

Cover in the event your refrigerators or freezers breakdown and your food stock is ruined.

These are the main covers but not an exhaustive list. Please enquire for covers not listed

OPTIONAL ADD-ONS

Business Interruption

Protection against loss of profits helps you to stay in business in the event of a fire or theft.
Legal Expenses

Cover for legal costs involved in defending a range of employment or business disputes.
Accidental Cover

Damage that occurs suddenly as a result of an unexpected and non-deliberate external action.
Terrorism

Cover for damage against your business and property in the event of a terrorist incident.

These are the main add-ons but not an exhaustive list. Please enquire for add-ons not listed

Why Tricketts

Tricketts have long, well established relationships with insurers and access to a range of markets; our staff will save you time and hassle and give you peace of mind because we ensure that you have the right type of cover.

Read more about Tricketts Insurance

When running a catering business, being able to store food is vital. In the event of freezer failure, Frozen Food Cover will protect against loss of food.

Freezer Foods

Always ensure your policy includes ‘any events or entertainment you may provide throughout the year.’ Failure to disclose this information could prejudice your cover in the event of a claim.

Entertainment

If you live above the business and you are a tenant of the building it may be more cost effective to add your personal belongings to the same policy.

Tenants Contents

If you employ staff on any basis you are required by law to have Employers Liability. EL insurance will help you pay compensation if an employee is injured or becomes ill because of the work they do for you. Standard issues of cover is £10m.

Employers Liability

On October 19, 2015 /

COVER OPTIONS

Public Liability and Employers Liability

Building Cover

Stock and Contents

Loss of license

Money

Freezer Food Cover

OPTIONAL ADD-ONS

Business Interruption

Legal Expenses

Accidental Cover

Terrorism

Why Tricketts

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